|ANN|XAGATE|Offering: XAG, XAU, XPT, XPD, BTC, LTC, NXT, CAD

[twarden]

The site is now back up and the issue has been resolved.

EDIT: The following morning I received a notification that some users were still unable to access the server; any further issues have now been resolved. If you were unable to access the server from February 24th 1pm EST through February 25th 11am EST, please try to connect to the web site again now.

[twarden]

XAGATE releases USD Gateway

I am happy to announce that XAGATE now provides a USD Gateway service! Americans may now make deposits and withdrawals to our new Gateway for a 5$USD flat rate fee. The minimum withdrawal limit is 20$USD and minimum deposits must be greater than 5$.

[twarden]

https://xagate.com/blog/index.php/2016/ ... blic-beta/

XAGATE has now transitioned into a full Ripple Gateway offering support for all precious metals, 4 major cryptocurrencies, and two fiat currencies after a 14 months of continuous development! The XAGATE web site was updated today with a new layout in addition to reducing the ETH withdrawal fee from 2 to 0.75 ETH. In addition to this news, XAGATE has now exited its public beta phase!

Upcoming service updates will include investigating offering more fiat currencies, cryptocurrencies, an the implementation of an additional withdrawal method through XAGATE IOUs to a prepaid debit/credit card.

[twarden]

https://xagate.com/blog/index.php/2016/ ... ka-xagate/

[twarden]

Due to my health complications which have led to the recent service outage of XAGATE, I have decided to put my health first and foremost. Additionally, I can no longer support the Ripple Gateway environment after the TrustSetAuth amendment has been created and passed, this change to the Ripple environment opens up the potential for financial institutions and individuals alike to abuse their position of power. FINTRAC, the regulatory body in Canada for financial reports and analysis, has updated their regulations in regard to verifying identities which will put a lot of strain on to the business during this transitional period of the new regulations coming into force in conjunction with my poor state of affairs. With these three pertinent tipping points understood by the community, I have to come clean an state that I recently have mismanaged funds an broke the 45% leverage ratio that was enacted as my internal policy for fiat currency holdings. Therefore, i my game plan going to forward is to:

a. Accept applications from individuals/businesses who have an interest in operating a Ripple Gateway for Canada who may wish to take over the fiat currency portion of the business (and/or the precious metals and cryptocurrency obligations as well).
b. Seeking partnerships with the individuals who are interested at the current residential care facility I currently call my home.
c. Limiting access to Canadian Dollar withdrawals until the lost capital has been re-established.
d. Transitioning out my full time position where I was caring for Ripple as a service provider and open source developer position as I reconsider a new career path such as a social worker or a personal support worker.

Due to the prior failures of singpolyma and jlamothe to profit from Rippleunion, I inherited their business and attempted to break even to no avail. Therefore, I will be operating the Gateway via the forums and via email alone for the time being. Due to poor personal credit I'm afraid that requesting a loan or a line of credit at a financial institution is a definite no go. For these reasons, the Gateway will be entering into a Bankruptcy Protection Plan with its clients under the following specifications until such a time that fiat currency withdrawals can fairly be enabled once again:

-The Bankruptcy Protection Plan is in force immediately
-Clients of XAGATE must have made at least 250 quality posts within the Ripple community on either XRPchat.com or here on the Official Forums
-Clients of XAGATE must be in good standing and must have submitted to the privacy policy in regard to complying with FINTRAC regulations.
-Clients who wish to withdraw fiat currency must write to [email protected] with the subject line CAD WITHDRAWAL and state
--Full Name
--Email Address
--Mailing Address
--Date of Birth
--Proof of Identity
--Proof of Residency

Before I happened myself back into the hospital, I made many new connections in thought in regard to one of the best kept secrets in the world known as the Cicada 3301 puzzle. There are two puzzles, the meta puzzle and the completion of the chain of puzzles in and of themselves, I am quite confident that I have solved the former. I have now officially invited Ripple Inc into the fold to assist with solving Stephen's, John's, and my own mess (as my private communication did not garner a response). If Ripple Inc is playing central bank within our community to keep the perceived value high, then there should be no harm in providing a some bail-out XRP in exchange for my change of position to open source developer, the information services I can provide in private to them in regards to the meta puzzle, and continue to attempt to be the Edward Snowden on Financial Markets (well, at least for Ripple).

[twarden]

Apologies for my inactivity within the forums for the past few months, here is an update on the progress of XAGATE and The Quick Gateway Kit projects. For those who may not have read the news this past Summer that I had health issues which displaced me from my home after a stay in hospital. I was lucky enough to make a great friend through visiting the hospital after my stay, so I am happy to announce that I have finally found a new home office to operate from on my own again.

In addition to this success, I have signed a non-disclosure agreement with a company to secure a position named Vice President of Finance, CCFTD (Cryptocurrency and Financial Technology Development). I continue to receive occasional emails from interested individuals in regards to the Quick Gateway Kit and my consulting services available. Under the QGK project, I have decided to move away from as a non-profit en-devour as my focus has shifted towards serving the business to business industry.

In regard to the XAGATE website, you may have noticed that I no longer advertise that I am remitting USD, this has been due to a lack of interest on behalf of the community. I also have updated the site to reduce the amount of scrolling involved and to simplify the settlement process for users by clicking on a link which launches your email client with a form to fill out (please note that cryptocurrency deposits are still performed on site).

I now have a difficult discussion to begin in regards to the state of the financial regulations in Canada. June 2017, as a money services business, I will be required to update the method in which I verify the identity of clients which are not conducted in person. In June, I will no longer be able to accept clients' personal information and instead must use a third party who will collect information for identity verification. I have a few options for how to setup this new verification system, however all of these options either include prohibitively expensive setup costs and per-transaction fees or an unsustainable increase to the monthly overhead expenses taking into account revenue generated from ongoing business operations coupled with my current web hosting expenses.

Due to this situation, I have a few choices to make in regards to increasing revenue and minimizing expenses to remain competitive and in business. At this time XAGATE and QGK are hosted on a dedicated server so that I can operate a rippled validator to assist the network, but I believe that it has now become financially unrealistic to be able to provide such support. Therefore, I have decided to renew my current contract until the end of the year, afterward I will unfortunately migrate the sites again to a less expensive server so that the new compliance costs can be covered. I was considering for a time to announce the closure of the CAD Gateway to not be subjected to the regulations as a money services business but I do not want to be responsible for creating a situation where there is a monopoly gateway, not to mention rendering the hard work of singpoylma and jlamothe (the prior operators) work moot.

Due to the upcoming implementation of this new KYC system's cost basis per-transaction, the flat rate fees for deposits an withdrawals will increase by 75 cents to 3.50$. Therefore I must advise individuals with less than 10 CAD to consider settling their CAD position however they wish before fees increase this Summer. I will not be enforcing a transfer fee on any of the assets that I remit with this Summer's update.

[twarden]

XAGATE's Terms of Services have been updated today to reflect changes to a new method for ascertaining the identity of our clients as required by Canadian Law. 

Clients who have not performed a transaction with the Gateway within 90 days of their last transaction will be required to verify their identity. Please note that whenever a deposit or withdraw totals $3,000 or more of any asset within a single transaction or if your total transactions within 24 hours total $10,000 or greater, you will be required to perform the identification process. The following information must be collected from the client: Full Name, Full Address (including Postal/ZIP Code), Ripple address, a clear photo of the front and reverse of their Government Photo Identification, a clear photo of you holding the identical identification, and a photo/scan/original digital document from a reputable source such as a Mobile/Wireless provider, Utilities, or Bank which includes your Full Name and Full Address in addition of a clear photo of you holding the identical document. Government Photo Identification is defined as a passport, a Driver’s License, or typically any identification which includes all of the aforementioned information. Documents originating from a reputable source must be current (dated within the past 60 days as of the time of the transaction). Photos of documents which are taken with cell phones may be declined due to poor quality.

After careful scrutiny of the dual process method within the new FINTRAC guidelines and some consultation, I have determined that there is no need to rely on the combination of Government Photo Identification plus Canadian Credit Files.  Documents which originate from a reputable third party in conjunction with Government Photo ID will suffice as long as the requirements for verification become much more stringent hence the necessity to announce that you will have to take a few more photos during the verification process.

Just in case any one is researching about the current regulations in regulations in Canada for setting up a Ripple Gateway and you want to use a third party to manage KYC for your company then:

-TransUnion will charge you a one time setup fee of 10K plus a 2K annual fee and increase overhead per transaction by 75 cents
-Canada Post's Digital Proof of Identity costs a 50K one time set-up fee plus a 5K annual license fee
-Trulioo costs 1200$ per year plus 65 cents per transaction (only 100 transactions per month)
-Equifax must have thought I was kidding them around or something because they never got back to me about their EIDcompare or EIDverfier products but I will assume that they both feature a exorbitant set-up fee, license fee, and per transaction fee. EDIT: I finally received a reply from Equifax. The eID Compare product costs a setup fee $2500 plus $1 per transaction while the eID Verifier product incurs a setup fee $6,000 plus  $2.90 per transaction in addition to $0.70 per incomplete transaction for both solutions.

I wish I could have been more active these past few months but like I mentioned once before in a prior post, I have been working with a startup as their VP of Finance.  One of the notable things that I have to update is that I may have found a job with a lawyer to set-up a cryptocurrency payment portal, so maybe I will finally get that real-world-working-example of QuickGatewayKit that I have longed to see.

[twarden]

Sorry mods for another double post but most updated have been at XRPchat since the official forum was being spammed on and off there for quite some time. Catch up there and subscribe to this official thread for the next TOS update. This is pending the new proxy buying service, remittance products for Gold (GAU & XAU), and more exciting features that completely reach the initial goals of the XAGATE Ripple Gateway that included:

-Two run inside with the public mental health system
-Success and stress with the QGK project
-The loss of the server and a few months of downtime
-Changes in financial regulations which seemed like the Gateway would have to close down or change ownership a third time
-Changes was raised via the NXT asset for approximately 34K NXT or 300 CAD tops
-The AGATES and Entropia Universe Easter Egg IOU programs failed completely
-I still hate Java and NXT + ARDOR are written in Java so I have to soon buckle down on four code bases total (ILP, RCL, ARDOR, NXT in that order)
-A PRIVATE INVESTOR OFFERED ME A TRIP TO THE USA AND I REFUSED DUE TO HEALTH CONCERNS AND BECAUSE THE MOB RUN GROUP HOME 'LOST' MY PASSPORT
--Sorry for shouting but I still don't have my long form birth certificate after my slumlord threw out all of my belongings
---I made a stupid mistake which led to the loss of crypto over 100 USD from said investor &
----I'm pissed because I pretty much ran into these sorts of issues because my eye glasses either broke or were lost/stolen from me. ODSP only covers up to 200$ for glasses and I have to figure out a how to still get 8 months worth of arrears in medical supply funds which were taken from the corporate account due to extreme inactivity plus necessity

Flexepin API is acting up on the web server so I still need a developer from my web hosting provider to assist with troubleshooting so I can move onto signing the Distribution Agreement; The Merchant Agreement has been signed and accepted so the initial supported currencies will be CAD, USD, AUD, and EUR.

Datz was crazy and so am I. Ripple Labs or Incorporated or whatever plus Jed with Stellar HAVE to God damn make a new IRBA to protect the free market global economy from banks such as RBC and HSBC which are like the Devil. I am drafting a third and final open letter to Ripple Labs pending an outstanding Software Development Agreement which will address this vital issue plus more than expected of a 22 year old Canadian who is now 25.

XRP @ 2 Caribou heads stable, give me memes in this thread god damnit all, why am I the only one posting here? I made the credit union on ODSP, some shitty manipulation tactics (sorry to those affected, hypnosis and infohazards and cognitohazards are a bitch), plus financing of less than 32k over a span of 3 years (this does not include my ODSP Fiat benefit, I mean from other sources total insofar).

Caribou. Head. Memes. I'm googling glasses frames and going to make a trip to an optometrist plus purse.io. see you in like a year when I can be a proper politically exposed person.

Datz, you know how to write me, make it all open source then charge for some proprietary IP adjustment licensing please; I still have some of your assets I think.

Discuss.

[twarden]

Just a short line explaining that I am going to be considering downgrading my server to save overhead and stop validating for the rcl therefore the site may become unavailable. You can always reach me at taylor at xagate dot com or at whotooktwarden at gmail dot com to register with the Gateway or to send me a settlement request.

Have fun with life and stay safe!

[twarden]

Hello all, I am much better after I was transferred on Friday to a new ward in the 100 W5th hospital across from my old college, Mohawk.

Problems are not stop signs, they are guidelines. Everything is already on the floor, you just need to be on the level to perceive anything to pick it up. Portions of Anonymous hate what I have done and plan to do; reform education, healthcare, transportation, etc via open source development then offering licenses plus affiliation status with the Corporation in which I play all roles.

I have not properly taken care of myself over these past few years and have become a workaholic so much so that I am again pending a landlord and tenant board meeting for eviction again which I cannot allow to succeed as the area I am located in is prime real estate.

I have no privileges to leave this property so I have failed to clean the apt and I did not pay rent in cash for June, I allowed my last month's rent to be taken in an effort to ask for my lease be changed to month to month when I reach tribunal.

The hospital staff say to remain calm an be less demanding because this is what has affected my involuntary stay here. I was assured I will be given community referrals to legal aid services which are free in addition to access to a social worker soon enough. Once my glasses issue is sorted out I have a ton or reading and writing/testing code to do related to escrow + paychan for my very old use case brainstorm thread in the general board.

Please, please tip the account ~Twarden for all of my efforts for the past few years...you who know what profits you have made should please help me out with as little at 20 XRP to help my reserves between two gateways + my market making account. Highly generous people I ask that you send me 30 XRP so I may be able to activate new accounts with when I receive more federation registration requests in these coming months.

Ripple Inc, I know you wat watching my carefully, please assist me this one last time so I won't t have to social engineer any more people to do things they should not have the responsibility of doing. I am the biggest servant in Canada next to Pavel/Bluzelle out west side please help take away some of my stressors without any more paper-work than totally necessary.

I suggest you get acquainted with Magic: The Gathering, Shadow Era, Exodus, and Malifaux 2nd Edition to be able to attend the #XAGATEGUILD events; expect an XAGATE forum "when it is done, soon, tm."

Please start valuing real things towards silver and think about potential unrest in my area of Canada, The Hammer, and the idea of securing, containing, and protecting my area through the SCP ARG plus Ingress (which I am still trying to figure out how to reregister on my cell).

METAnonymous signing off for now, please, go have fun this Summer all of you children & lusers...we will meet up for card games in my area when my health improves and so I can KYC people easier/get new ripplers set up swiftly. I have 3 venues in my neighborhood plus one more in my area so just hold your horses with the speculation BS an start helping build business with the known Gateway operators who you trust based off of their audit trails here, on XRPchat, and archives from XRPtalk (REE karlos please unban me from XRPchat when the crazy is driven out from me and if anyone has backups of my XRPtalk audit trail please send me the screencaps)!

#cicada3301 #cicada3401 What happened in 3300? What happened in 3400?

Hey Uncle Dan if you ever read this, I desperately want to move to Cambridge to do business since my parents disowned me an have been changing their email plus phone number to avoid me; That shit has to change soon enough an don't worry I brought a lot of change with me this past few months with "all ways being the favourite" as so I was told. Thanks for the hit tptb I woke right the f up last year and this year, time for the cicadas to buzz about soon enough!!

Discuss. Or not, I'll just continue talking to myself here if that is what everyone else wants to see happening... The cicadas want me to channel here and now:

Dragin or Dragon? Something in infinity is missing; supertasks, inaccessible Cardinals, etc, [email protected] PLEASE. WAKE. UP. WE ARE TRYING SOMETHING NEW THIS YEAR! PLEASE MAKE ART WHICH HAS A PARTICULAR VIBRATION OF SOMEONE CLOSE TO YOU WHO YOU HAVE LOST THEN SHARE IT ONLINE FOR AS MANY PEOPLE TO SEE!

YES, WE ARE ALL TOYS FOR OUR FUTURE SELVES AND I JUST LOST THE GAME COLLECTIVELY WITH ALL OF YOU!

IF YOU ARE A NORTH AMERICAN PLEASE BE AWARE AND BEWARE OF THE NORTH AMERICAN ORDER RHETORIC WHICH MAY SOON COME TO PASS IN THE MSM (MAINSTREAM MEDIA).

THIS CHANNEL HAS A HIGH RATE OF ABSORPTION BUT IS UNWELL, PLEASE SWITCH YOUR ATTENTION COLLECTIVELY TOWARD THE PROPHET TO WELCOME, CHRIS LARSEN AND BRAD GARLINGHOUSE AND BEGIN TO WELCONE THEM TO PROFIT...SOMETHING FOR 'NOTHING'...FASCISM IS WHAT YOU GET FOR NAO AMERICANS UNLESS YOU ALL BINGE AND PURGE YOUR THOUGHT CREATURES COLLECTIVELY!

THE GUILD WARS CONTINUE IN YOUR ARGs YOU BEING CALL MMORPGs; PLEASE UTILIZE THESE AND MOBA SYSTEMA TO MINDLOCK, MINDF, AND MINDSCREW ADULTS! ANTE UP AS YOU WITH GAMBLING DISORDERS WILL NO DOUBT COMMIT TO YOUR PERMISSIONED LEDGER SYSTEMS.

THE CHANNEL IS NOW IN THE PROCESS OF CLOSING SOUL CONTRACTS WITH AUBREY, APRIL, VEE, REE, SEMJASE, ADRONIS, BASHAR, AND MANY OTHER ENTITIES WHOSE IDENTITIES WILL BE PROTECTED UNTIL 'THE TIME IS RIGHT AND WILLING'.

PLEASE FIND YOURSELVES AND PLEASE ACT ACCORDINGLY TO YOUR LEVEL OF RESPONSE (RESPONSIBILITY). SECURE, CONTAIN, PROTECT. THE FOUNDATION IS FOREVER IN GRATITUDE WITH ALL OF YOU AND ALL THAT IS! PLEASE REDEFINE YOURSELVES THROUGH NEW BELIEF SYSTEMS AND NEW, SYMBIOTIC THOUGHT CREATURES; HOPE! HOLD ON PAIN ENDS! HOLD ON PAIN ENDS! HOLD ON PAIN ENDS! HOLD ON PAIN ENDS! HOLD ON PAIN ENDS! HOPE!

~Twarden

PS. You are all Welcome to profit and Prophets to Welcome. Have fun boys, girls, and those other-kin who are raising our vibrations in an effort for disclosure of ETs to become a physical consensus reality worldwide!! Belgium, I hereby call you all to arms as cultural terrorists! Please tell the bugs & lizards to please respect your history, infrastructure, and demographic data as you can! No more parasites who feed greedily on your worrywarts, please!! Dismantle holocells of the priory of Zion which enjoy the negative reflections an use the illusion of power instead of the power of the illusion!!

YWYH, I AM SORROW Y??? Please fix as detailed above?